Know where every dollar went — down to the line item.
A private, AI-assisted money journal for receipts, income, and cash flow — on the web and on iPhone. Photograph a receipt, ask the built-in assistant, or connect Claude. Review every draft, confirm what’s right, and turn everyday transactions into useful insight.
- Receipt photos are read once, never stored
- Review before analytics
- One account currency, others kept separate
Your account
Account balance
$8,427.16
Income
+$5,480.00Expenses
−$2,146.10Aug 1 · Income
Aug 2 · Groceries
Aug 3 · Transportation
Café Nord
| Item | Category | Amount |
|---|---|---|
| Café au lait | Dining | $5.25 |
| Sandwich | Dining | $11.50 |
Cash-flow forecast
Projected month-end balance
$9,066.40Upcoming
receipt photos kept after they are read
tools shared by the in-app assistant and your own AI client
explicit approval before a draft affects your totals
From a receipt photo to a trustworthy ledger.
Three ways in, one rule at the end of all of them: nothing counts until you say so. A photo is read once and never stored, whichever route it takes.
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Step 1
Capture it, or ask
Photograph the receipt in the iPhone app, type it in on the web, or hand it to an MCP client like Claude — which reads the image itself, so SiftSum never sees it at all.
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Step 2
Get a structured draft
Merchant, line items, taxes, total, and categories come back as a draft. Anything unreadable is flagged for you to fill in rather than guessed.
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Step 3
Approve what counts
Review the reconciliation, then confirm. Only then do your balance, trends, and forecast update.
More useful than a folder of receipts.
SiftSum turns everyday records into a clear view of what happened, what repeats, and what comes next.
Keep every line item useful.
See what you bought, not just where you shopped. Categories, quantities, taxes, discounts, and refunds remain attached to the receipt.
- Search by merchant, product, or category
- Catch duplicate and unreconciled drafts
- Rename and merge merchants without editing receipts one by one
Groceries · Produce · 1.24 kg
Groceries · Pantry · 340 g
Home · Household supplies
Receipt adjustment
Income and expenses, one timeline.
Track received income beside confirmed spending. Recurring pay, rent, subscriptions, and bills arrive on schedule without erasing the source record.
- One-time and recurring income
- Editable recurring payment rules
- A running CAD account balance
See the end of the month before it arrives.
Combine your current balance with expected income and recurring expenses to understand the month ahead—not just the month behind.
- Actual and projected cash flow
- Summaries over 30, 90, or 365 days
- Breakdowns by category, merchant, and product
Projected month-end balance
$9,066.40Your receipt photo is read once, then gone.
Scan in the app and the photo exists as bytes for the length of one request: it is passed to the reading model and never written to a disk, a queue, or a log. Use your own AI client instead and SiftSum never receives the image at all. Either way, what is kept is the draft you chose to save.
- Nothing is storedA scanned photo is never written to disk, and the only trace it leaves is the draft you save.
- Explicit approvalA draft stays outside your analytics until you confirm it.
- Revocable accessConnect an AI client through OAuth or a manual token you can revoke.
Photographed in the app, or read by your own AI client
Merchant, items, taxes, total, categories
Checked for warnings, duplicates, and reconciliation
Balance, trends, and forecast update
Request early access.
Tell us which use case matters most to you. We open the private beta in small batches and will email you when a spot is ready.
We’ll email you when a spot in the private beta opens up.
Questions, answered plainly.
No. When you scan in the app, the photo is held in memory for one request while it is read, and is never written to a disk, a queue, or a log. When you use your own AI client, that client reads the photo and sends SiftSum only the structured fields — the image never reaches us.
No. SiftSum keeps a clear ledger from your opening balance, received income, and confirmed expenses. It does not require bank credentials.
SiftSum is a personal financial journal, not tax filing or full bookkeeping software. It is designed to make receipts, income, and cash flow easier to understand.
Any MCP-compatible client. Claude and ChatGPT both connect over OAuth with one address, and manual tokens cover the rest. Whatever an assistant files is labelled with the assistant that filed it, so you can tell them apart afterwards. The same 43 tools are also driven by the assistant built into the app, so you do not need an outside client to use them.
Both, on one account. The iPhone app covers the same ground as the web app — balance and ledger, receipts and recurring payments, income, trends, and settings — and adds scanning a receipt with the camera. The web app is also installable as a progressive web app.
Everything a connected AI client can: read your receipts, income, recurring payments, categories, and balance, and propose changes. It runs the same tools with the same rules, and anything that writes is shown to you in full and waits for your approval before it happens.