Public beta

See the end of the month before it arrives.

Q: Is this a budget or a forecast?

Both are available. Budgets describe category limits; the cash-flow forecast combines current balance with scheduled income and expenses.

Q: Can I model freelance income?

Yes. Record one-time or recurring income with received or expected dates and a source.

Q: Does SiftSum predict transactions from my bank?

No. The forecast is based on the entries and recurring rules in your ledger, so its inputs remain visible and editable.

SiftSum combines your current balance with scheduled income and recurring expenses so you can see what is likely to happen next—not only what already happened.

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Public-beta software can contain bugs. Keep another copy of records you cannot afford to lose.

The forecast uses

Current account balance
Received and expected income
Recurring bills and rent
Confirmed day-to-day spending

One timeline for money in and out

Record received income beside confirmed spending. Add recurring pay, rent, subscriptions, and bills with their real schedules so the forecast reflects the dates when money moves.

Separate actuals from expectations

SiftSum shows what has happened and what is scheduled without pretending they are the same thing. A projected month-end balance is built from explicit entries you can inspect and edit.

One-time and recurring income
Editable recurring-payment rules
Forecasts that keep currencies separate

Useful for irregular income

Freelancers and households with changing pay need more than a monthly spending total. Scheduled income and known commitments make short-term cash-flow gaps easier to see before a due date arrives.

Questions, answered plainly.

Is this a budget or a forecast?

Can I model freelance income?

Does SiftSum predict transactions from my bank?

Start using SiftSum today.

Create an account now. No invitation is required during the public beta.

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